Services
Risk Cover
Have you taken a moment to think about what situation you and your family would be in if your income was no longer, for instance – as a result of death or disability? It pays to be prepared when it comes to life’s uncertainties.
We offer a wide range of independently advised product solutions to ensure that you can be covered for life’s unexpected events, so that you and your family can sustain your current standard of living going forward.
Life Cover insurance is suitable for those who wish to secure their family’s future and well-being financially. The cover is tailored to your income and debt requirements so that your family are provided with the means to sustain their current standard of living going forward. It is usually taken up for various reasons or at major milestone, life changing events.
i.e: marriage, starting a family or a new job, buying a new home or otherwise providing the means to cover any debt that would arise in your estate should you pass away.
Funeral preparations may amount to excessive unforeseen costs should a family member pass away. This benefit will pay out a specific amount of cover that will ensure funeral costs are paid for and alleviate the burden of the costs on loved ones during an already traumatic time.
Should an event arise where you become partially or permanently injured and/or disabled and are otherwise unable to work or earn an income, this type of cover pays out a lumpsum that will assist you with costs associated with medical payments or debts, medical equipment specific to the support of your physical condition, basic living and day-to-day expenses you may struggle with.
Your single most important asset is your ability to earn a steady monthly income, especially if you are the breadwinner of your family. Income Protection is one of the most overlooked yet crucial insurance benefits today.
This benefit provides a steady monthly income (Tax-free) in the event where you become temporarily or permanently disabled and are unable to perform your occupation due to injuries or illness; to ensure that you and your family maintains a certain standard of living.
Studies show that people (even the healthiest of us) are more prone to being diagnosed with serious conditions, such as Cancer, now than ever before.
The severe illness insurance benefit will cover costs that Medical Aid or Gap Cover wont and pays out in circumstances where the policy holder falls victim to a serious illness or otherwise suffers a traumatic event and needs financial aid in order to cover ongoing related medical costs.